Tools for Life – becoming a homeowner is a large endeavor for everyone involved. It takes a lot of hard work and determination, but we continually meet people like you who are up for the challenge. Our Tools for Life homeowner education classes will set you up for success.
Tools for Life: Homeowner Education
As a part of Habitat for Humanity’s sweat equity component, each partner family completes several required homeowner education classes in our Tools for Life program. These classes are designed to prepare families for financial responsibilities of becoming homeowners, how to best maintain their homes and acclimate into their new neighborhoods. Habitat’s overall goal is to empower families to become knowledgeable and successful homeowners.
Tools for Life: Class Topics
During these financial education classes, we’ll cover topics such as budgeting, credit cards and credit reports, debt and loans, saving, investing and planning for the future, emergency situations, as well as Habitat homeowner mortgages. Gaining a more in-depth understanding of these important concepts will become part of a tool belt you can use to build a better future.
- July 24, 2017: 6:00 p.m. at Pathways United Methodist Church,(1232 East Dale Street, Springfield, MO 65803).
- Maintaining Your Home for Resale and Equity: You did it! You purchased a home and can forever say goodbye to wasting your hard earned money on rent. But this wonderful investment for your future also comes with more responsibility. Join us at Habitat for a free class with Angie Mullings from Century 21 Integrity Group to learn how you can build equity through homeownership. She’ll explain the do’s and don’ts of maintaining your home for resale. Thinking of painting the house purple with pink polka dots? Think again!
- July 31, 2017: 6:00 p.m. at Habitat for Humanity Offices (2410 S. Scenic, Springfield, MO 65807).
- Reading Your Credit Report: How can you maintain or improve your credit score? How does your credit report affect your finances? Come and find out with Liz Trader from Regions Bank.
- August 7, 2017: 6:00 p.m. at Woodland Heights Presbyterian Church,(722 West Atlantic Street, Springfield, MO 65803).
- Stress Managment: We all encounter day-to-day struggles. Between our families, friends, work, and school it’s no wonder dealing with stress becomes the norm. Join Habitat for an evening with Rinda Dunn from the Springfield-Greene County Health Department and focus on practical techniques for dealing with that stress.
- August 14, 2017: 6:30 p.m. at Habitat for Humanity Offices (2410 S. Scenic, Springfield, MO 65807).
- Budgeting:Completing a realistic budget is the first step to achieving any financial goal, but finding the time and motivation to create and follow one can be tough. Learn tips and tricks to not only forming and following a budget but to save money to reach your goal too, with Felicia Morgan from Arvest Bank.
- August 28,2017: 6:00 p.m. at Pathways United Methodist Church,(1232 East Dale Street, Springfield, MO 65803).
- Homeowner’s Insurance: Do you have trouble making sense of insurance jargon? When does my deductible come into play? What’s the difference between replacement cost and cash value? Come find the answers with Gene Blakey from Missouri Farm Bureau Insurance.
Tools for Life classes are free and open to the public. Registration is required to attend. Adults only please, no childcare will be provided. To register for a Tools for Life class, please contact Morgan Ash, partner services associate, at 417-829-4001 x 114.
Teach a Tools for Life Class:
All parts of Tools for Life depend on the generosity of volunteers and partnerships with other organizations dedicated to our community. If you’re interested in volunteering as a teacher, please contact Morgan Ash, partner services associate, at 417-829-4001 x 114.