As the Partner Homebuyer nears completion of program requirements and their home is almost finished, the 0% interest purchase process begins. By this point, Partner Homebuyers will have provided the funds for their first year of homeowners’ insurance and will have shopped for an insurance policy. A third-party appraisal is completed, and closing documents are …
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Sweat Equity
Partner Homebuyers are required to complete 250 hours of sweat equity for one person who will be on the deed, or 350 hours if more than one person will be on the deed. The sweat equity can come in a variety of forms, including helping in the ReStore, completing administrative tasks, working on other Partner …
Tools for Life
Approved Partner Homebuyers must complete 14 or more Tools for Life classes to empower them with the necessary skills and prepare them for the responsibilities that come with homeownership. Classes cover a range of topics, including financial education, healthy living, home maintenance, and emergency preparedness. Partner Homebuyers are required to attend specific topics: budgeting, conflict …
Conditional Acceptance
The application will either be denied, approved, or approved with conditional acceptance terms. Possible conditional requirements include paying off certain debts, setting up payment plans, or demonstrating continued financial responsibility by providing proof of rent or utility payments. Learn More…
Review Period
Habitat selects partners based on need, ability to pay, and willingness to partner. Habitat’s program team reviews the application to ensure it is complete, then passes it along to the Habitat Selection Committee to determine eligibility. The Selection Committee is composed of board members, experts, and dedicated partners, and all applications are presented anonymously. A …
Safe & Stable Housing Need
People who live or work in Greene, Christian, and Webster Counties, and are in search of safe, stable, and affordable housing in Greene County, partner with Habitat for Humanity to change their lives forever. The first step is contacting our program team, attending a homeowner information session, and if a family feels Habitat’s homeownership program …
