Click to Watch Faith’s Video Below! Faith Walker is a dedicated single mother of two, working tirelessly to provide her children with a better life. Currently residing in an apartment, she dreams of offering her family the stability and security that homeownership can provide. Through Habitat for Humanity, Faith is taking the steps to turn …
Journey
Purchase Home
As the Partner Homebuyer nears completion of program requirements and their home is almost finished, the 0% interest purchase process begins. By this point, Partner Homebuyers will have provided the funds for their first year of homeowners’ insurance and will have shopped for an insurance policy. A third-party appraisal is completed, and closing documents are …
Sweat Equity
Partner Homebuyers are required to complete 250 hours of sweat equity, if one person will be the buyer, or 350 hours if more than one person will be on the deed. The sweat equity can come in a variety of forms, including helping in the ReStore, completing administrative tasks, working on other Partner Homebuyers’ homes, …
Tools for Life
Approved Partner Homebuyers must complete 14 or more Tools for Life classes to empower them with the necessary skills and prepare them for the responsibilities that come with homeownership. Classes cover a range of topics, including financial education, healthy living, home maintenance, and emergency preparedness. Partner Homebuyers are required to attend specific topics: budgeting, conflict …
Conditional Acceptance
The application will either be denied, approved, or approved with conditional acceptance terms. Possible conditional requirements include paying off certain debts, setting up payment plans, or demonstrating continued financial responsibility by providing proof of on-time rent or utility payments. If denied, the reason and any appropriate next steps will be provided. Learn More…
Review Period
Habitat selects partners based on need, ability to pay, and willingness to partner. Habitat’s program team reviews the application to ensure it is complete, then passes it along to the Habitat Selection Committee to determine eligibility. The Selection Committee is composed of board members, experts, and other dedicated volunteers, and all applications are presented respectfully. …
